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Posted on Aug 4th, 2016 by Super User 1762 Views

What is 1% Bail Bond Rates?

1% Bail Bonds in Orange County, California. Call 1-844-400-2245 (844)-400-BAIL

Mr Nice Guy Bail Bonds is proud to offer bail bond premium down payments as low as 1%. Our flexible payment plans allow for 1% down and interest free payments on large bail amounts. Keep in mind however; these ultra-low down payments require collateral in the form of real property or some other type of acceptable collateral. Please contact us for additional information on 1% bail bonds in Orange County as each case is unique and we are happy to answer any questions or concerns you may have.

Often times bail amounts in the Orange County judicial district can be in the six-seven figures range and paying the entire bail premium of around 10% is impossible for most of the population. In these situations, the ability to put a low amount down and make weekly or monthly payments is crucial in order to secure the bond and have the defendant released from jail.

Be aware that the 1% bail you may see advertised on the internet is only the down payment. No one can offer a total bond cost of 1%, nor can they afford to. The cost of doing business is significant and any bail bonds company would lose money at only collecting 1% of the bond amount.

Also, be sure to note that the low down payment amounts thrown around in clever advertising often includes a lot of fine print. For example, “1% Bail Bond” or “Bail Out of Jail 4%”. These percentages often come with the condition of full collateral for the total bond amount. So, if the bond amount is $50,000 then the bail company would ask for at least $50,000 worth of collateral and usually they will ask for 150% resulting in an amount around $75,000 in collateralized bonds. Now this is where things can be a challenge, since most Orange County residents do not own or have equity in a home. Cars are often not owned, rather leased, or making payments to a finance company. However, these are just a few things to keep in mind if you are shopping around for bail bonds prices. If you call us we can work with virtually any financial situation and offer creative financing even without real property collateral.

Important key points with 1% Bail Bonds:

  1. The total cost is usually around 10%.
  2. 1% down requires a cosigner with a job or some kind of collateral such as real estate.
  3. Certain crimes/charges require more money down.
  4. Ask about any additional fees and costs involved.
  5. Only available in California.
  6. Not available for Immigration or Federal cases.
  7. Not available for out of county warrants, failure to appears, bond surrenders.
  8. Must be a California resident.

In addition, if you have any questions please reach out to us. We are available to help 24 hours a day seven days a week including holidays. Yes, that’s right all the time. Even with poor credit, no collateral and a little money down we can work out an easy payment plan that is manageable.

To summarize the 1% bail bond rates advertising on bill boards, internet banners, phonebook ads and jail payphones, be sure to ask for details. The old saying “the devil is in the details” does apply in this situation. Remember that with only putting 1% down or even no money down on a bail bond; the bail bondsman will most likely require full collateral for the entire bond amount. If you are unable or unwilling to collateralize the bond, the bondsman will ask for additional indemnitors, possibly an ankle GPS monitoring system on the defendant (at your expense) or for a larger down payment. Most often the bonds person will need at least 4% to 5% down payment if no collateral is available.

GPS systems are frequently used by bail companies to insure the defendant remains in the area and appears in court. These GPS monitoring programs work by installing an ankle bracelet that is attached to the defendant’s leg and is not removed until the bond is exonerated. There are serval important issues to be aware of before agreeing to these methods of securing a bond. First, the cost of the device and monitoring service is approximately $11 a day. This cost is the responsibility of the defendant and can really add up if the case lasts several months or even years. Second, the GPS ankle bracelets are not the greatest fashion accessory, especially in summer. Third, please keep in mind nothing is set in stone with regards to bail bonds, bail payments and collateral. We are here to help you find the best solution to even the most stressful situation.

What variables are considered for financing a bail bond?

A few of the factors of which are considered are: work history, residence history, collateral, payment amount, bail amount, nature of the alleged crime, collateral, indemnitors and credit history. These are just a few things that the bail bondsman will consider when negotiating a bail. All cases are different and no two are the same, with this in mind it is important to contact a bail bondsman as soon as possible to get the process started.

What is an Indemnitor?

An indemnitor is sort of like a co-signer, it is someone (adult over 18) that is signing as type of collateral to guarantee that the defendant (person in jail) will appear at their court dates. If the defendant fails to appear, the indemnitor is financially liable for the entire bond amount and any additional costs involved in locating the defendant. In addition, the indemnitor may be asked to sign a promissory payment note agreeing to make payments for the defendant as well.  It is of the outmost importance to read and understand the indemnitor agreements. Feel free to ask questions and for clarification if anything does not make sense, signing as an indemnitor is similar to co-signing a loan and should be taken seriously. Luckily for you, we can make the entire bail process as quick and easy as possible. Most often we can have everything done within a few minutes on the phone.

Do I need good credit to arrange a payment plan for the bail bond?

No; good credit is not necessary in order to arrange a bail bonds payment plan. Our office is happy to work with any financial situation regardless of employment, income and credit status. And best of all, Mr Nice Guy Bail Bonds can finance anyone! We do not use an outside finance company on payment plans and bail bonds. We realize that many hard working individuals find themselves, and or their loved ones in tight spots and treat everyone regardless of status with respect and dignity.

Why are some bail companies advertising 2%, 3% or 4% bail bonds?

The state of California sets the bail premiums at 10%, however some discounts are available that can result in bail premiums as low as 7%. Any other percentages listed for bail bonds, such as 4% are simply the down payment, with additional payments required. The rates bail bonds companies are allowed to legally charge are set and regulated by the California Department of Insurance. Do not be fooled into a bail bonds bait and switch, ask for the total charges, additional fees. We do not charge any hidden fees; all costs are upfront and explained in plain talk. Just like signing any contract, whether it is for a car loan, credit card or a bail bond is sure to read the fine print and ask questions. All bail bondsman at Mr Nice Guy Bail Bonds and licensed, insured and bonded by the state of California. In addition, we pride ourselves on being friendly, knowledgeable, professional and discrete.

How do I get the lowest price for a bail bond?

Contact us immediately for the lowest price on a bail in Orange County! We offer the lowest prices with no hidden fees, all the paperwork is super easy and we are happy to walk you through everything. And now the bail bonds forms can be completed online using your computer or mobile device without having to print, scan or fax. We offer no cost financing, flexible payment plans and the lowest prices allowed in the state of California. Give us a call for additional information. Most bail bonds can be posted quickly without having to leave home. We are just a phone call away, and we can also be reached by text message and email.

Discounts on the bail premium are allowed under California law for many factors including: active military participation, attorney referrals, union members, AARP, AAA and certain other circumstances.  Every situation presents its own challenges. This is why it is extremely important to contact us to give you an exact quote for the bail premium. We can assure you, there will not be any surprises, no bail and switch sales tactics. We offer upfront, clear no-haggle pricing.

1% Bail Bond Payment Plans are currently available in California for those who qualify. We do not offer out of state (anywhere other than California) bail bond payment plans or financing. Federal Bonds, Immigration Bonds and Cash Bonds do not qualify for payment plans, financing or 1% down payments. To find out if you or your loved one are eligible for 1% down bail bond financing click here to apply: Bail Application

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If you or a loved one has been arrested and need to be bailed out quickly and confidentially or if you simply have questions regarding bail, an arrest, or inmate information please do not hesitate to call or fill out our contact us form. We are available 24/7 for all of your bail needs. 

If you or a loved one has been arrested and need to be bailed out quickly and confidentially or if you simply have questions regarding bail, an arrest, or inmate information please do not hesitate to call or fill out our contact us form. We are available 24/7 for all of your bail needs.